and also, governor romney speaking by phone, with prime minister netanyahu on iran after the call, the governor telling reporters, he doesn't believe military action will be necessary, but added that he would not, quote, take that option off the table and that he and netanyahu agree that both countries make every effort from taking those nuclear weapons. i'm jamie colby, bulls and bears on the fox news channel, it's america's election headquarters. keep it right here. >> goodbye free, hello fees. the new report showing more banks ditching free checking accounts, costly financial reforms supposed to protect consumers, kyle, you say it's going to get worse for consumers, how so. >> the current administration, brenda, with the dodd frank regulatory environment here alive and well, has increased the regulatory costs to these banks in order to remain and continue solvent and guess who they're going to pass the costs on to? the consumer. no more free checking, you're going to be charged for your checking accounts. >> now, now, free checking accounts, they're not exactly a birth right, are th